Services

Start A Small Business

  • Planet Wealth
  • March 16, 2020

⌟ Start A Small Business

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

Becoming your own boss can be an exciting notion but it pays to plan ahead so you can make the most of your opportunities.

Make sure you’re in a position to benefit from working for yourself from the outset. You’ll have a better chance of business success when you consider all of your financial needs when starting a new business.

Being in business can come with challenges. We can help you consider:

  • Any financial planning aspects of your business plan.
  • The impact on your super.
  • Any financial plans you need to put in place when you exit the business.

Frequently Asked Questions

Q : I want to start my own Business, what should I consider?

A: Going into Business for the first time will change your lifestyle, professionally and personally, and can involve a significant financial commitment.

Key things to consider:

  • Are you ready to start your own Business
  • Assess your Business idea – conduct a SWOT Analysis
  • Prepare a Business Plan
  • Understand your Finances: start-up costs, one-off costs, ongoing costs
  • What type of Business Structure is appropriate
  • Understand your legal obligations: Tax, Insurance, Licences, Business registration
  • Develop a Business support team
  • Market your Business

Q : How can a Financial Advisor support my Business?

A: You will never stop learning once you start your own Business. We can help you achieve your Business and Personal financial goals. We can assist in the following areas:

  • Budget Planning
  • Savings Planning
  • Superannuation Planning
  • Personal Insurance
  • Debt Management
  • Business Loans

Embrace your Business Planning journey and meet with your Financial Advisor to ensure you remain on track..

Book An Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Receiving or Leaving an Inheritance

  • Planet Wealth
  • March 16, 2020

⌟ Receiving or Leaving an Inheritance

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

You may be planning to pass things onto your loved ones or you may have received an inheritance yourself.

There can be financial implications for those who receive assets as part of an inheritance, and decisions to be made.

It can be challenging to know what to do. Professional financial advice could help you have peace of mind that you are taking the right steps.

Whether you’re a beneficiary or you’re leaving something behind, a valid will is important.

You may need help from a lawyer—we can work with yours or put you in touch with someone, so your estate planning needs can be met. We can also help you create a financial plan that considers your personal circumstances and helps you take care of your family’s future in the appropriate way.

Frequently Asked Questions

Q : I want to leave an Inheritance; can a Financial Advisor help me?

A: It can be challenging to know what to do. Professional financial advice can provide you with peace of mind that you are taking the right steps.

A Financial Advisor can meet with you to discuss your plans for Inheritance and provide you with a Financial Plan to manage your Inheritance. We can liaise with you, your family, your Accountant and or Solicitor as per your direction to ensure a smooth process.

You will need to address your Estate Planning requirements and we can support you through this process.

Q : What should I do if I receive an Inheritance?

A: A Financial Advisor can provide support and guidance if you receive an Inheritance. We can help you plan now and for the future. We can liaise with Professionals on your behalf to ensure a smooth process and achieve your goals.

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Make The Most Of Your Retirement Fund

  • Planet Wealth
  • March 16, 2020

⌟ Make The Most Of Your Retirement Fund

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

If you’re like many older Australians who are thinking about how to make the most of your retirement years, one of the most valuable things you can do to help yourself is to get on top of things financially.

Everyone’s idea of how much money they’ll need in retirement is different.

Even if you feel you don’t have a limitless supply of money, we may be able to help. We can work with you to create a plan for managing the money you do have, so you can know your spending limit while aiming to have enough later too.

We can help show you how to make the most of your money in retirement, and help you:

  • Achieve a balance between day-to-day spending and your long-term needs.
  • Benefit from changing your financial arrangements if you’ve already retired.
  • Access any benefits you may be entitled to, in addition to Centrelink.
  • Understand how the value of your home can fit into your retirement plans if appropriate.

Frequently Asked Questions

Q : What tips can you offer to make the most of my retirement funds?

A: Striking the right balance between enjoying your retirement and having enough to live on can be tough. However, you don’t have to go without – you may just need to consider your budget a bit differently.

  • Create a budget
  • List your lump sum one-off expenses
  • Create a savings Plan
  • Leverage Government Benefits
  • Entertain at home
  • Pay your bills monthly
  • Consolidate and or clear debts before retiring

Embrace your Retirement Planning journey and meet with your Financial Advisor to ensure you remain on track.

Q : Tips if you are Estate Planning

A: Estate planning is an important part of your financial planning in Retirement. If you get your Estate in order sooner rather than later, it means more peace of mind in the long term and could potentially help prevent some family tensions in the future.

When planning your estate, here are some key things to think about:

  • Prepare a Will
  • Who will get your assets
  • Who is your Executor
  • Who are the Beneficiaries of your Super
  • Who is your Enduring Power of Attorney and / or Guardian

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Plan For Retirement

  • Planet Wealth
  • March 16, 2020

⌟ Planning For Retirement

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

It could pay to plan ahead so you can have more choice about what you’ll do when you move on from work.

Your retirement could be whatever you want it to be. But longer lifespans and earlier retirements bring the need to plan carefully, well in advance.

Your health and freedom to choose how you live your life will be fundamental to a long and happy retirement, and your strong financial position, key to an enjoyable lifestyle.

How We Can Help

The earlier you begin to plan for your comfortable retirement, the better off you may be. We’re here to help you:

  • Understand your financial situation now and in retirement.
  • Determine when you’ll have access to your super and how you may be able to maximise any Centrelink payments you may be entitled to receive.
  • Calculate the amount you’ll need by a particular date and plan for accumulating enough savings before you retire.
  • Identify appropriate strategies for funding your retirement lifestyle goals.

Frequently Asked Questions

Q : How can a Financial Advisor help me Plan for my retirement?

A: A Financial Advisor can help you Retire right. Whether it’s travelling, community
involvement or caring for family, we all deserve to live the retirement lifestyle we want.

Planet Wealth can help you establish a Retirement Plan which will provide you with a road map of how to achieve your goals during your Retirement Planning journey.

Q : Tips on how to prepare for your Retirement.

A: We can help you stay connected, involved and informed so you can have a happy and healthy retirement:

  • See retirement as a new beginning
  • Take retirement planning seriously
  • Reinvent your career
  • Get involved in the community
  • Reconnect with family and friends
  • Make travel plans
  • Learn something new
  • Get your super sorted

Q : 8 Tips for an early retirement

A: The earlier you plan, the more options you give yourself:

  • Have a financial plan
  • Set you your savings goal and reduce your expenses
  • Pay off your Home Loan
  • Boost your Super
  • Create a Retirement budget
  • Increase your Income
  • Build the right investment portfolio
  • Plan to cover health care costs

Possible Risks

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Prepare for the End of A Relationship

  • Planet Wealth
  • March 16, 2020

⌟ Prepare For The End Of A Relationship

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

The end of a relationship brings a lot of change and is often a very difficult time. While the challenges are considerable, there is a real opportunity for you to seek professional financial help and work towards a positive future for yourself.

The emotional turmoil that a separation brings is often accompanied by the unwelcome need to manage many financial issues.

We can help you by working with your lawyer, or accountant or referring you to one. We’ll work with you to develop a way forward and help to address your immediate and longer term needs.

How We Can Help

If you’re going through a divorce or anticipating the end of your relationship, we’re here to help you:

  • Review the impact of any divorce settlement on your financial situation.
  • Understand your financial commitments.
  • Identify any income you may be entitled to.
  • Develop a new budget and help you stay on track to achieve your goals.

Frequently Asked Questions

Q : My relationship has ended how can a Financial Advisor support during this process?

A: We can work with you, your Accountant and Solicitor to provide support and guidance
through this turmoil.

We can work as a Team to understand your immediate needs and how best to plan for your
future needs in the short-term, medium and long-term.

Q : Can you provide me with a list of things I need to consider?

A: Planning is very important:

  • Create a new Budget
  • Understand your financial commitments
  • List your Assets and Liabilities
  • Divorce Settlement
  • Job Security
  • Set new Goals
  • Regular review

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Grow your Family

  • Planet Wealth
  • March 16, 2020

⌟ Grow Your Family

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

Making plans to start a family or increase your existing one can be a joy. And on a practical level, expenses can go up while your income drops if you take time off work.

Usually one or both parents will take some time off work when a new baby arrives. While a reduction in income can present obvious short-term challenges, there can also be impacts on your long-term financial position.

How We Can Help

We’re here to help you look ahead and be financially prepared for all that comes with growing your family, which could include:

  • The costs of raising children—including child care and education costs.
  • The impact on your household income, and on other goals you have.
  • How to meet upcoming expenses while setting a path to help your children’s financial future.
  • The need for insurance such as Income Protection, Death and Total and Permanent Disability (TPD) and Trauma Insurance and whether they will be appropriate for both of you.

Frequently Asked Questions

Q : How can a Financial Advisor help us prepare financially whilst our family grows?

A: Starting a family is exciting, but it can also mean big changes to your lifestyle and your finances.

Planet Wealth will help you create and manage your budget. We can help you prioritise your existing debts. We can plan for your Financial journey whilst you focus on growing your family.

Q : As our family grows are there any one-off expenses we need to think about?

A: It’s exciting to welcome a new addition to the family, but it can be an expensive and overwhelming time.

You can start planning for: Medical costs, private health insurance, items to purchase for a new baby e.g. cot, pram, car seat, change table, baby clothes, nappies, formula etc. It is also a good idea to consider the cost of Child Care.

Q : Is there any financial assistance available to us?

A: You may be eligible for financial assistance such as: paid parental leave from your employer, government paid parental leave, family tax benefit etc. A Financial Advisor can provide general information, however you should contact your Employer and Centrelink for a full assessment of your entitlements.

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Prepare to Get Married

  • Planet Wealth
  • March 16, 2020

⌟ Planning To Get Married

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

Marriage is an exciting milestone, and an important time for talking about financial change.

Wedding plans can bring many added expenses and the need to make financial decisions as a couple. When you plan ahead together, your financial decisions can be easier for both of you.

We can help you manage your financial life together by helping you consider:

  • The ways your marriage may affect your financial situation and your short, medium and long-term goals.
  • How you’ll manage money as a couple.
  • Whether any existing debts will affect either of you.
  • Any investments you hold and whether changes will be needed.
  • The need for insurance such as Income Protection, Death and Total and Permanent Disability (TPD) and Trauma Insurance and whether they will be appropriate for both of you.

Frequently Asked Questions

Q : Do we need Financial Advice when getting Married?

A: Preparing to get Married can be daunting, we can help you to achieve your goals. Let’s work out how much you can afford to spend on your Wedding and then, we can create a Financial Savings Plan.
It is important to discuss your finances with your Partner to ensure you both work towards the same goal.

Q : How can you help us?

A: Planet Wealth will help you establish a savings plan by identifying your goals short, medium and long term. We can provide ongoing support and guidance through regular reviews and ensure you are on track to meet your needs.

Q : What else should we consider?

A: Knowing each other’s priorities is the first step towards sharing goals, things to consider:

  • Managing finances as a Couple
  • Bank accounts: Joint Bank accounts / Individual Bank accounts
  • Managing current debts and future debts
  • Budget and Cashflow requirements
  • Asset ownership
  • Job security
  • Contingency Plan

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Look After Your Family

  • Planet Wealth
  • March 16, 2020

⌟ Look After Your Family

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

Nobody likes to think that things may go wrong but sometimes events beyond our control happen.

Even though you can’t see what tomorrow holds for you and your family, you can do something to protect them today.

A sudden or unexpected event or illness could potentially change your life in many ways. And the last thing any family needs is financial stress during a difficult time.

Protecting your family from the financial adversity an unforeseen event can cause could make a world of difference to them.

Being ready could make the difference. We can help give you and your family peace of mind that in the event of your illness, injury or death, their lifestyle can be maintained.

How we can help

We can help you determine the appropriate insurance cover – income protection, death and total and permanent disability (TPD), which may provide a lump sum or ongoing regular payments to your family if the need ever arises.

Frequently Asked Questions

Q : How can I protect my family?

A: When it comes to protecting your Family a Financial Advisor can help you plan for unexpected future events.

Planet Wealth will help give you and your family peace of mind in the event of your illness, injury or death. We can provide a Financial Plan which ensures their lifestyle can be maintained.

Q : What types of Insurances are available?

A: Personal insurance is there to provide financial security for you and your family. There are four types of personal insurance:

  • Income Protection
  • Total and Permanent Disablement (TPD)
  • Trauma Cover
  • Life Insurance

Planet Wealth is here to support you on your Risk Management journey.

Q : How much Insurance cover is enough?

A: Protecting you and your family is important. How much insurance you need will depend on your individual circumstances:

  • How old you are
  • How much you earn
  • How much you owe
  • How many dependants you have

We can provide a Risk Management Plan to ensure you and your family have peace of mind.

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Buy A Property

  • Planet Wealth
  • March 16, 2020

⌟ Buy A Property

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

If property’s on your mind, you may be aiming to buy your first home or invest in property. We can help you work out what you need to consider and help you reach your property goals.

Buying property comes with costs, upfront and ongoing. When it comes to managing the financial side of things, good advice could save you money. We can help you assess your financial position and how to make the most of property opportunities.

It’s important to make the right choices when buying property. We can help you:

  • Calculate how much you’ll be able to borrow.
  • Work out the deposit you’re likely to need.
  • Choose the most appropriate way to save for a deposit.
  • Set a comfortable budget and timeframe.

Frequently Asked Questions

Q : I want to buy a House; how can a Financial Advisor help me?

A: It is important to make a plan and follow it. Planet Wealth will help you achieve your goals and buy your Home. We can assist with:

  • Calculating how much you’ll be able to borrow.
  • Work out the deposit you’re likely to need.
  • Choose the most appropriate way to save for a deposit.
  • Set a comfortable budget and timeframe
  • We can help you achieve your goal to purchase your dream home.

Q : What mortgage is right for me?

A: There are many different mortgages available, so it pays to shop around for the right one at a price you can afford. Having an offset account, linked to your home loan is a way that reduces the interest you have to pay.

Our Financial Advisors and our Accredited Mortgage Consultant can help you select the right Mortgage (Loan) to meet your needs.

Whatever you decide, it’s worth doing your homework so you avoid any hidden costs.

Book An Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

  • Sort Out Your Finances
    Share :
  • Make More Money
    Share :
  • Save for Something Special
    Share :
  • Buy A Property
    Share :
  • Look After Your Family
    Share :
  • Prepare to Get Married
    Share :
  • Grow your Family
    Share :

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.

Save for Something Special

  • Planet Wealth
  • March 16, 2020

⌟ Save For Something Special

Learn how we can help you make the right choices for life’s important financial decisions.

Our experts can provide you with more information on:

  • How to design your Tax Minimising Strategy
  • How to find a property that pays for itself
  • How to invest smart
  • Refinancing your current loan with new one
  • How to build a debt-recycling strategy
  • and more…

Perhaps you’d like to buy a new car or save for your first home. You may be yearning for a trip somewhere. Financial advice can help you take practical steps to reach your goals.

When it comes to making goals a reality, financial strategies can help you keep your eyes on the prize and stay on track. We can help you plan to meet your financial commitments today while working towards your longer-term goals.

We can help you:

  • Review and set specific goals.
  • Work out how much to save for your short, medium and long-term goals, and the dates for achieving them.
  • Identify appropriate financial strategies to help bring your goals into reality.

Frequently Asked Questions

Q : How can a Financial Advisor help me save for something special?

A: When it comes to making goals a reality, financial strategies can help you keep your eyes on the prize and stay on track. A Financial Advisor can help you plan to meet your financial commitments.
Planet Wealth will help you save for a new Car, buy your first Home and or Investment Property. If it’s a holiday you need we can help save for that too.

Q : How do I start saving money?

A: It is important to know what kind of saver you are, and then work out a plan to meet your savings goals.

Saving for a raining day is very important, we can help you identify how much you need in your emergency fund for those unexpected expenses.

Planet Wealth can help you establish a savings plan by identifying your goals short, medium and long term. We can help you prepare for your Savings journey.

Q : What are some tips to save money?

A: One of the most common ways to save money is to create a surplus between how much you earn and how much you spend each month.

  • Create and track your budget
  • Review your bill providers: e.g. gas, electricity, phone bills etc
  • Think green and cut your wastage
  • Consolidate your debts.

Book an Initial Consultation

We Will help you to understand:

  • Wealth Creation
  • Superannuation Planning
  • Retirement Planning
  • Investment Planning
  • Personal Insurance
  • Budgeting
  • Debt Management
  • Home Loans and Business Loans

Other Services

Important Information

Your privacy is important to us and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on 1300 004 254 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy.

You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.